6. Payments and payment services
6.1 Payments
The Application allows you to make authorised payments to participating Merchants using methods available in your country. These may include bank debit, bank transfer, instant-payment methods, debit cards, credit cards and other options presented before payment. Local payment methods are displayed in the Platform before authorisation. The Merchant determines amounts payable under your rental or service agreement.
6.2 Payment authorisation
By selecting a payment method and confirming a payment or mandate, you authorise RentAAA and the appointed Payment Provider to process the instruction, debit or charge the nominated method where applicable, receive settlement information and apply the payment to the relevant Merchant transaction. You confirm that you are authorised to use the selected method and that the information supplied is accurate and current.
If the selected payment method belongs to a family member, friend or another authorised account holder, you confirm that you have that person’s permission to provide and use those details. RentAAA may process limited payment-related information about that method as required to operate the service, support payment records and comply with provider or legal requirements.
An authority applies only within its disclosed scope. RentAAA will not charge a different payment method without a valid authority for that method. A valid recurring authority may permit retries or subsequent payments in accordance with the authority and applicable payment rules.
6.3 Merchant settlement and payout records
Merchant settlement, payout and Merchant Wallet handling are governed by the RentAAA Global Merchant Payment Policy and RentAAA Global Merchant Wallet Policy. Customers do not have access to, or control over, Merchant Wallet settlement or payout arrangements except to the extent required by Applicable Law or expressly stated in the applicable policy.
6.4 Payment status
The Application may display statuses such as In Queue, Sent to Bank, In Progress, Waiting Settlement, On Hold, Completed, Dishonoured, Reversed or Refunded. A pending or processing status does not mean that payment has completed. Status and banking timeframes may change while processing continues.
6.5 Bank debit and recurring payments
Where offered, you may establish a bank-debit or recurring-payment authority through the Application. It is governed by the local mandate, service agreement and payment-scheme terms presented during setup. Cancelling the authority stops future debits in accordance with that process but does not cancel obligations owed to the Merchant.
6.6 Payment-method setup fee
Where applicable, a one-time setup fee may apply to a bank-debit or recurring-payment authority. The amount and currency will be disclosed before setup is completed. Once the authority is successfully established, the setup fee is non-refundable.
6.7 Local payment methods
A local payment method may require approval through your bank, a specific destination or payment reference, transaction authentication or a separate mandate. Follow the instructions displayed in the Application. Incorrect references, amounts or destination details may delay matching or require help from your financial institution. Method-specific terms will be presented where applicable.
6.8 Card and bank-account information
Card payments are processed through appointed Payment Providers. RentAAA does not store your complete debit or credit card number, card verification value or internet-banking credentials. Payment Providers may give RentAAA payment tokens, masked details, card type, expiry information, mandate status and transaction information.
Bank-account information entered for bank debit or another supported bank payment method is used for the relevant payment setup and processing. The collection interface will identify the Payment Provider and any information retained by RentAAA. Do not send complete card details, passcodes or internet-banking credentials to RentAAA or a Merchant by email or ordinary messaging.
6.9 Fees and failed payments
Any RentAAA or Payment Provider fee payable by you, including a setup, processing or dishonour fee, will be disclosed before authorisation or in an accessible fee schedule. Your financial institution may charge separate fees outside RentAAA’s control.
If a payment is declined, dishonoured or returned, you may need to update your details or provide a separately authorised alternative method. RentAAA may retry a payment only within the scope of an existing valid authority and applicable payment rules.
6.10 Refunds, reversals and disputes
The Merchant generally determines refunds for its goods or services in accordance with the rental or service agreement and Applicable Law. Where approved or legally required, a refund is ordinarily returned through the payment system to the original method, subject to provider and banking timeframes.
If you believe a payment was processed incorrectly or without your authority, notify the Merchant and RentAAA promptly and contact your financial institution where appropriate. No reporting period in these Terms removes a right available under Applicable Law or payment-scheme rules.
6.11 Payment records and security
RentAAA uses appointed Payment Providers and reasonable security measures to support payment transactions. Protect access to your device and financial accounts. RentAAA may retain transaction references, settlement information and related records where reasonably necessary for reconciliation, fraud prevention, support, audit, dispute resolution and legal compliance.